What Does Your Credit Score Need to Be for Verizon Wireless Service

What Does Your Credit Score Need to Be for Verizon Wireless Service?

Having a good credit score is important for various aspects of life, including obtaining a cell phone service plan. When it comes to Verizon Wireless, one of the leading providers in the United States, your credit score plays a significant role in determining whether you’ll be approved for their services. In this article, we will explore what credit score you need for Verizon Wireless service and answer some frequently asked questions regarding this topic.

Verizon Wireless and Credit Score Requirements:

Verizon Wireless, like many other service providers, conducts a credit check to assess the risk associated with providing their services to a potential customer. While Verizon doesn’t publicly disclose the specific credit score requirements, they do consider your credit history, payment history, and outstanding debts. Generally, Verizon Wireless requires a good credit score to qualify for their services.

What credit score is considered good enough?

A credit score is a numerical representation of an individual’s creditworthiness, ranging from 300 to 850. The higher the score, the better your creditworthiness is perceived. While Verizon doesn’t explicitly state the minimum credit score required, a good credit score typically falls between 670 and 739. If your credit score is above this range, your chances of being approved for Verizon Wireless service are higher.

What if your credit score is below the required range?

If your credit score falls below the desired range, it doesn’t necessarily mean you won’t be able to get a Verizon Wireless service plan. The company offers several options for customers with less-than-ideal credit scores. One such option is paying a security deposit. By paying a deposit, you can minimize the risk for the service provider, increasing your chances of being approved.

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Verizon Wireless also provides the opportunity to have a co-signer. If you have a family member or friend with a good credit score, they can co-sign the contract with you. This means that they will be equally responsible for the payments, and their good credit score will help you secure the service.

How can you improve your credit score?

If your credit score is lower than desired, it’s essential to work on improving it. Here are a few tips to help boost your creditworthiness:

1. Pay your bills on time: Late or missed payments can significantly impact your credit score. Set up reminders or automatic payments to ensure you never miss a due date.

2. Keep your credit utilization low: Aim to use only a small percentage of your available credit. High credit card balances can negatively affect your credit score.

3. Maintain a healthy credit mix: Diversify your credit portfolio by having a good mix of credit accounts such as credit cards, loans, and mortgages.

4. Review your credit report: Regularly check your credit report for errors or inaccuracies that could be affecting your score. Dispute any incorrect information and work towards resolving any outstanding debts.


Q: Can I get Verizon Wireless service with bad credit?
A: While it may be more challenging to get approved with bad credit, Verizon Wireless offers options such as paying a security deposit or having a co-signer to increase your chances of obtaining their services.

Q: Will Verizon Wireless perform a credit check if I’m an existing customer?
A: In most cases, Verizon Wireless will not perform a credit check for existing customers unless there are specific changes to the account or a request for a new line of service.

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Q: How long does it take for a credit score to improve?
A: Improving your credit score takes time and depends on various factors. With consistent responsible financial habits, you can start seeing improvements within a few months.

Q: Can I get a Verizon Wireless service plan if I have no credit history?
A: If you have no credit history, Verizon Wireless may consider alternative methods of evaluating your creditworthiness, such as your employment history or income level.

In conclusion, having a good credit score is important when applying for Verizon Wireless service. While the company doesn’t disclose specific score requirements, a credit score in the range of 670 to 739 is typically considered good enough. If your credit score falls below this range, options like paying a security deposit or having a co-signer can increase your chances of approval. Additionally, it’s vital to work on improving your credit score by paying bills on time, maintaining low credit utilization, and reviewing your credit report regularly.